Most investment advice comes from a place of thinking its job is to explain the complicated. It skips over things like these triggers because it considers them too trivial. Space in my important investment book is much better spent teaching you how to budget, it thinks. This ignores Rule #1: it is tidying up what is better discarded. Beat addictions, focus on your wants, and budgeting mostly looks after itself. Budgeting and beating addictions are both hard because they are changing behaviour. But one of them changes the mindset behind those behaviours too. It is therefore infinitely more valuable, even if its tools look a lot more trivial. Tactics without understanding are trivial, because they’re not triggers for real, sustainable understanding and change. Which is why in isolation this list, or anything you come across on Twitter, is useless. There’s a reason it’s at the end of Part One.