Money Blind
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  • The Book
    • Introduction
      • Revolutionising your relationship with money
      • Better money decisions, step by step
      • The slow suicide of monetary self-deception
    • 1: Towards Financial Enlightenment
      • 1.1: Becoming Wiser with Money
        • 1.1.1: Becoming a better investor
        • 1.1.2: Financial philosophy: what is it and why is it necessary?
        • 1.1.3: The two types of financial errors
        • 1.1.4: What unites every money decision?
      • 1.2: The Root of All Deception
        • 1.2.1: Where does the path to good investing begin?
        • 1.2.2: Why focus on money?
        • 1.2.3: What other investment books miss
        • 1.2.4: Money Blind
      • 1.3: Money and the Good Life
        • 1.3.1: You are a brain surgeon
        • 1.3.2: The four types of knowing
        • 1.3.3: Putting knowledge to use: becoming practically wise
        • 1.3.4: What is the Good Life?
      • 1.4: Is the Good Life for Sale?
        • 1.4.1: Money. Huh. What is it good for?
        • 1.4.2: Is success for sale?
        • 1.4.3: Editing your life story
        • 1.4.4: From having a mind full of money to being mindful with money
      • 1.5: Money Maxims
        • 1.5.1: Resetting your relationship with money
        • 1.5.2: Principles
        • 1.5.3: Rules
        • 1.5.4: Triggers
      • Storytime: The most valuable knowledge in the world
    • 2: How to Have a Healthy Relationship with Money
      • 2.1: The Inner Game of Investing
        • Storytime: It. Never. Works.
        • 2.1.1: First per cent problems
        • 2.1.2: The only way to solve money problems
        • 2.1.3: Does financial advice help or hinder?
        • 2.1.4: How to stop financial rumination
      • 2.2: Misunderstandings and Lethargy
        • Storytime: Doubling down
        • 2.2.1: Expenditure is more important than income
          • 2.2.1.1: Universal basic instincts
          • 2.2.1.2: How to spend it, and not spend it
          • 2.2.1.3: The unexamined dollar is not worth a dime
          • 2.2.1.4: Adviser or enabler?
          • 2.2.1.5: The game of life is not a numbers game
        • 2.2.2: Enough is more important than more
          • 2.2.2.1 Give, give, give, me more, more, more
          • 2.2.2.2 If less is more, then more is also less
          • 2.2.2.3 Enough is enough
          • 2.2.2.4 Right place, wrong mime
          • 2.2.2.5 Enough is more than enough
        • 2.2.3: Value is more important than price
          • 2.2.3.1: Is it better to look rich, or be rich?
          • 2.2.3.2: Is it better to own or to rent?
          • 2.2.3.3: There is always an underlying emotional reward
          • 2.2.3.4: Selling style over substance
          • 2.2.3.5: Putting a price on real value
        • ↓ Coming Soon ↓
        • 2.2.4: All purchases are investments
      • 2.3: How You Do Anything Is How You Do Everything
        • Storytime: What do Blackheath people do?
        • 2.3.1: Beware the Arrival Fallacy
        • 2.3.2: Beyond needs and wants
        • 2.3.3: Denunciation is still attachment
        • 2.3.4: Take control
      • 2.4: All Success Is Subjective
        • Storytime: Hollywood Hero
        • 2.4.1: No human is an island
        • 2.4.2: What are you worth?
        • 2.4.3: Write your own success story
        • 2.4.4: Be your own hero
      • 2.5: Inspired by Love and Guided by Knowledge
    • 3: How to Invest Like a Non-idiot
      • 3.1: All Investments are Gambles
      • 3.2: Your Life in Your Money and Your Money in Your Life
      • 3.3: The Investment Universe in a Grain of Sand
      • 3.4: There Is No Best Investment
      • 3.5: No Investment is an Island
    • 4: How to Get Help That's Actually Helpful
      • 4.1: Help!
      • 4.2: (Almost) All Financial Advisers are Crooks or Idiots
      • 4.3: Know your Enemy, and Your Friends
      • 4.4: Should You Hire Help or Go It Alone?
      • 4.5: The Future of Financial Advice
    • 5: How to Buy a Better Life
      • 5.1: Be a Financial Philosopher
      • 5.2: The At-Least-I-Know-I'm-Doing-Something-Right Investing Checklist
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  • Other
    • What this book is about
    • What this book isn't about
    • This book's logical flow
    • If... Then...
    • Stories
    • Maxims
    • Contact and comments
    • Editing guidance
    • Endnotes
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  • Must money seem scary and complicated?
  • Read me!
  • Other bits and pieces

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Welcome

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Last updated 1 year ago

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This book is, or rather was, a work in progress. A new version, short enough to maybe be finished before I am, is underway in the background.

In the meantime, check out the , or read the newsletter archive .

Must money seem scary and complicated?

Money Blind is a book about systematically overcoming self-deception around your finances.

It’s written for all those who’ve ever wondered what to do with the money in their life.

What to do with money – be it spending, saving, or investing it, or thinking about it and living with it – confuses everyone, regardless of how much of it they’ve got.

Yet I believe that everybody already knows the majority of what they need to make the most of the money in their life.

And the rest is ridiculously quickly learned.

But it’s hidden.

By the wiring of our brains.

By the influences of society.

And by an investment industry that’s incentivised to make you believe that managing money is so scary and complicated, that you’re better off hiring help before even contemplating what help it is that you need, or whether what’s relevant to you is really so scary in the first place.

Money Blind is my attempt to rewire your brain, rethink external influences, and re-examine what good advice looks like, to reveal and realise what is relevant about your relationship with money, and ultimately help you revolutionise it.

What is Money Blind? It's .

Read me!

But starting a book – even one chopped up into chunks – may not look too tempting right now, however valuably the content compounds.

Other bits and pieces

Long pages – Some of the pages take up to 20 minutes to read (though most are under 10). You’ll get no apology from me for this. If people only ever want Twitter trivialisations, then they don't want to become wiser, and with the best will in the world, I'm not going to be able to help them. On the plus side, 20 minutes of Twitter scrolling will be 99% reactive ephemera at best, hateful drivel at worst, whereas each page here should be stuffed with useful insights (and if it’s not, tell me!).

Being a book, Money Blind is best read from the . The order of the insights isn’t random, so your consumption of them shouldn't be either.

In which case, you may like to check out the instead.

If you want to roam in the meantime, the menu may help.

Sharing – If you find something useful, or thought-provoking, don’t keep it to yourself. This shit affects everyone. And what sort of scoundrel doesn’t help their friends? Plus, friends that save money are friends with more money to buy you presents. Be it a link to an individual page, or a nudge to for themselves, please share the love.

Comments – If you want to say something about the content, nice or nasty, go . Reading guaranteed. Replying not.

Contents and non-contents – See for an overview of what this book includes, and for what it doesn’t.

Footnotes and endnotes – They’re untidy and unhelpful. Sorry. If you know how to make them better within Gitbook, please .

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